51 South Street, #4, Morristown, NJ 07960

(973) 538-4202

Licensed Psychologist
NJ Lic. # 0277
NY Lic. # 9786

Insurance and Billing

Insurance Accepted

 I am  no longer a participating provider in any insurance plans. 




Although I am not affiliated with any  insurance plans, most health insurance plans provide some form of coverage for out-of-network, outpatient psychotherapy.  I recommend that you contact your insurance company to find out your out-of-network benefits, including how many sessions you are allowed, if pre-authorization is required, and the amount of any deductible or copayment.  Many insurance companies will cover as much as 70-80% of the cost of out-of-network psychotherapy once a deductible has been met.  And, by using your out-of-network benefit, many issues around confidentiality and insurance company oversight are avoided.  Please feel free to call to discuss the services I offer, appointment availability, and any questions you might have regarding fees, payments and insurance coverage.

Dr. Joshua Zavin, Licensed Psychologist in Morristown, NJ


As a courtesy, I will submit insurance claims for you, usually on a monthly basis. Since I will be out-of-network with your plan, insurance companies generally will not reimburse me directly. So I ask people using out-of-network benefits to make payment to me at the time of the session and then receive reimbursement directly from their insurance company according to their plan benefits. 

Please note: While I will almost always be willing to contact your insurance company on your behalf if needed, you are ultimately responsible for resolving issues with your insurance company, and for the payment of your bill should a problem arise.